(239)444-5900   
Title Insurance Title Insurance Title Insurance Title Insurance
 
What are Title Records?

What are Title Records?

What are Title Records?
Lyons Title & Trust Insurance
Title Insurance
Title Insurance Calculator
Types of Title
Residential Title
Commercial Title
Condo Title
For Sale By Owner Title
Leasehold Title Insurance
Reverse Mortgage Title
Refinance Title
Property Title
Land Title
Foreclosure Title
Owner Title Insurance
Lender Title Insurance
Title Endorsement Insurance
Joint or Individual Title
Title for Assisted Living Facilities
Title Held in Trust
Title Basics
What Is Title Insurance?
Why Do I Need Title Insurance?
What is the Definition of Title?
How Should I Hold Title?
What is a Title Commitment?
What is a Title Search?
What are Title Records?
What is the Title Process?
Refinance Title Calculators
Title Laws and Statutes
What is a Title Exam?
Who Is Involved in the Title Process
Title Insurance Underwriter
Title Companies
Title Agents
Title Insurance Underwriters
Title Closing Agent
What is the Title Process?
Searching Title
Examining Title
Recording Title
Closing Title
Title Insurance Policy
Title Issues
Title Commitment
Marketable Title
Clear Title
Title Inheritance
Clouds on Title
Title & Closing Fraud
Insurable Title
We Can Help
What are Title Records? in and near Florida

What are Title Records?

“What are Title Records?” is a question asked by property buyers seeking to understand the process of obtaining clear title to property they are interested in purchasing.

Title records are the municipal, county and title plant (an information storehouse maintained by the title company) documents searched by a title agent prior to the issuing of a title on a property. The title agent is searching for defects in the chain of history of a property that need to be remedied before a title can be cleared and a title issued.

The Title Search

Title records will be searched for utility assessments, unpaid tax bills, boundary disputes, other deeds or mortgages, unsatisfied contractor liens, judgments, name and notary irregularities and any other defects in the property’s chain of history which will help determine any hazards to the title.

All documents collected from the pubic record are reviewed to see how each affects the property (and which defects discovered during previous title search have been corrected.) The language in documents addressing life estates and remainder interests are particularly noted. A trained title examiner conducts this search.

In a full coverage search, the title report may show recorded encumbrances against the property or portion of the property. Easements, covenants ordinances and conditions and restrictions about the real property are also searched, as are bankruptcy proceedings.

When it comes to refinancing or ownership equity loan transactions or for simple guarantee reports, a limited coverage search may be all that is required. This usually searches for liens against the title or owner and includes a bankruptcy search against the owner’s property. (There are many types of non-insured reports used only in probate or sub-division of properties, but these reports are not used in determining or issuing title insurance.)

Title records are more fully explained at the American Land Title Association website here.

What are Title Records?
Title Insurance>
What are Title Records?
Lyons Title & Trust Insurance
Title Insurance
Title Insurance
Title Insurance
 Title Insurance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Title Insurance

Title Insurance FL
Title Insurance Florida

 

Title Insurance Bonita Springs
Title Insurance Bonita Springs FL
Title Insurance Bonita Springs Florida
Bonita Springs Title Insurance
Title Insurance Naples
Title Insurance Naples FL
Title Insurance Naples Florida
Naples Title Insurance
Title Insurance Estero
Title Insurance Estero FL
Title Insurance Estero Florida
Estero Title Insurance
Title Insurance Barefoot Beach
Title Insurance Barefoot Beach FL
Title Insurance Barefoot Beach Florida
Barefoot Beach Title Insurance
Title Insurance Bonita Bay
Title Insurance Bonita Bay FL
Title Insurance Bonita Bay Florida
Bonita Bay Title Insurance
Title Insurance Mediterra
Title Insurance Mediterra FL
Title Insurance Mediterra Florida
Mediterra Title Insurance
Title Insurance Miromar Lakes
Title Insurance Miromar Lakes FL
Title Insurance Miromar Lakes Florida
Miromar Lakes Title Insurance
Title Insurance Pelican Landing
Title Insurance Pelican Landing FL
Title Insurance Pelican Landing Florida
Pelican Landing Title Insurance
Title Insurance Quail West
Title Insurance Quail West FL
Title Insurance Quail West Florida
Quail West Title Insurance
Title Insurance The Brooks
Title Insurance The Brooks FL
Title Insurance The Brooks Florida
The Brooks Title Insurance
Title Insurance Bonita Beach
Title Insurance Bonita Beach FL
Title Insurance Bonita Beach Florida
Bonita Beach Title Insurance
Title Insurance North Port
Title Insurance North Port FL
Title Insurance North Port Florida
North Port Title Insurance