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For Sale by Owner Title

For Sale by Owner Title

For Sale by Owner Title
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For Sale by Owner Title in and near Florida

For Sale by Owner Title

A title professional well-versed in For Sale by Owner deals is not one of the people you should bypass if you are trying to sell your own home. A For Sale By Owner Title is a complex thing and you need the help of experienced professionals.

Whether you are hoping to avoid what you believe is the intrusive presence of a Realtor or trying to keep more of the sales price in your own pocket, your For Sales By Owner Title deal will take some thorough preparation on your part. A title company will not only advise you on the proper course of action regarding your title, but save you lots of time, money and possible trouble.

If you try to skip the proper legal procedures concerning your property’s title, there are grave consequences. If you do so inadvertently, being unaware of what was required, having failed to consult a title company experienced in For Sale By Owner transactions, in an attempt to save a few dollars, you will be truly “penny-wise, pound foolish.”

The Title Examination

The title company will conduct a thorough search of your property (called Ownership and Encumbrance Reporting) to search for unpaid taxes or outstanding liens or any other flaw that may be uncovered from the property’s past history that can interfere with the clear sale to a new buyer.

The title company will then issue an Owner’s Title Insurance Policy covering you in the event that some flaw is discovered concerning the title sometime in the future. Such protection is invaluable to you as a seller, but such a search and preparation of the resulting legal documents really is beyond most owner’s abilities, no matter how savvy you may be in the marketing of your own home. The title company may also prepare a Lender’s Title Insurance Policy to help protect the mortgage lender’s investment as well.

In addition to the above services, a title company can also prepare closing statements, (required by HUD) and Deeds of Ownership, provide escrow services (holding earnest money from the eventual buyer, mortgage payments, and distribution of the sales proceeds) and handle closing coordination (arranging not only the time and place for signing, but the transfer of ownership as well.)

If you are the prospective buyer of a For Sale By Owner property, buying a Residential Title Insurance policy is a vital protection for you, too. Whether flaws in the title are discovered during the pre-sale search or pop up afterwards due to deliberate incomplete disclosure or prior unsatisfied liens or incomplete tax payments or any other flaw that may put the clear title in jeopardy, For Sale By Owner Title Insurance will protect your investment.

For more information about title insurance, click here.

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