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Title for Assisted Living Facilities Bonita Springs FL

Title for Assisted Living Facilities

Bonita Springs Title for Assisted Living Facilities
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Title for Assisted Living Facilities in and near Bonita Springs Florida

Title for Assisted Living Facilities in Bonita Springs

When it comes to that time of life when you decide to move to an assisted living community, it may be that the facility you have chosen requires that you purchase your unit as real property, just as you would a condominium unit. This is the case in many of the higher end communities.

If the assisted living community does in fact require such a purchase, title insurance will protect your investment. Just as with any other property purchase, a title search will be conducted by the professionals at your title company of all public records associated with the property’s history. Such a search will look for any “defect” or “cloud” on the title. This might include an incorrect spelling of a name, an unpaid tax bill, a remaining mortgage or anything else that might be discovered that could create a problem with getting a clear title on the property. Only when such a defect is cleared (or deemed innocuous enough to present no future problem to the title) can a clear title be issued and the sales transaction proceed.

Title insurance can and should be purchased to protect your investment from the possibility that any defect may surface from the property’s history anytime after your purchase is complete. That way, you are protected financially and legally from any problem that might arise and have the backing of your title company in case you need to defend your title in court. Your mortgage lender may in fact require such title insurance before arranging the mortgage on your assisted living unit in order to protect its own investment in your property.

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But getting a clear title and safeguarding your investment with title insurance are not the only things you need be concerned with when buying your assisted living unit.

Each assisted living community has its own requirements and procedures that need to be addressed. Choosing a reputable title company that is familiar with these and willing to work with both the staff of the assisted living facility and you, the buyer, to smooth your path into your new home is vital to your peace of mind.

Inquire about the assisted living community’s policies, regulations and requirements regarding purchasing your unit. Then check with your local title company about their experience helping others in such transactions at that facility before choosing what title company you choose to work with in the purchase of your new home. 

Title for Assisted Living Facilities Bonita Springs FL
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